Injured In An Accident Caused By A Loved One? 4 Steps TO Obtaining The Care You Need
Accidents that result in injuries are never a fun experience. However, when they involve a loved one, they can be even more difficult to deal with, especially when it's the loved one who caused the injuries. Injuries involving loved ones can leave you wondering what to do, especially when you're concerned about medical bills and other expenses. If you've suffered injuries due to a loved ones negligence, here are four steps you need to take to make sure you get the care you need.
Try to Keep Things Civil
When it comes to injuries caused by loved ones, it's important to remember that you're still going to be related once you've completely healed. Because of that, it's important that you try to keep things civil while you're trying to get care and compensation for your injuries. If you and your loved one are having a difficult time discussing the matter civilly, it might be time to get a mediator involved. Family counseling may also help resolve the complicated issues that are involved in the case.
File the Appropriate Claims
If you've been injured by a loved ones negligence, you'll still need to file the appropriate claims. If you were involved in a car accident with your loved one, you'll need to file a claim with their insurance company. If you were injured at their home, recovering for your injuries will involve filing a claim with their home owners insurance. It's important to remember that when you file an insurance claim, you're not taking money out of your relatives pocket. It will be the insurance company that will take care of your bills and monetary compensation.
Seek Appropriate Medical Care
If you've been avoiding medical care because you're worried about the bills, that's the worst thing you can do. If you've been injured, you need to seek appropriate medical care. If you have your own health insurance, use that coverage to obtain medical services. Once your insurance claim is settled, your insurance company will be reimbursed for the cost of your coverage. If you don't have health insurance, there is still a way for you to obtain medical care. However, you'll need to consult with an attorney.
Hire an Attorney if Necessary
If your loved one is making it difficult for you to obtain the medical care you need, and you don't have health insurance, it's time to hire an attorney. Not only will your attorney help you get the information you need to file the appropriate insurance claims, they'll also arrange for you to receive the medical care you need. Most medical providers will postpone billing until your attorney has settled the case. At that point, the insurance company will handle the bills.
Contact a lawyer, like James Lee Katz, for more help.